Mary has a college degree in retail marketing, and works part-time at a gift shop when she is feeling well. The shop owner is a family friend, who allows Mary great flexibility. There are times when Mary is unable to work for a month or more. When Mary is working, she is a great help […]

Alice and John, Bobby’s parents, had heard about special needs trusts over the years. They always had assumed that a trust was for families with significant resources. When they learned about PLAN, they found a solution – a pooled trust that fit their financial situation. They also learned about the possibility of setting up a […]

Anthony’s health was deteriorating, and he was finding it harder to live independently. His income put long-term care insurance outside of his budget. Anthony’s situation is not unusual. The federal government reports that about 70% of people over age 65 will require at least some type of long-term care services, but that only about 10% […]